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Online Banking

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About Personal Checking

We have all kinds of people in our community—so we offer all kinds of checking account options.

If you’re not sure which of these accounts is best for you, select your location, then call the number to talk with us. For us, banking is about people, so let us work with you one on one to determine which type of account works for you

If you’d like to open an account, you can request more information including a callback or visit a branch to get started.

Request More Info

Types of Personal Checking Accounts

These checking accounts are aimed to serve all our customers with options for individuals and families.

Good Life Checking

This account type is perfect for people that don’t want to bother with minimum account balances but would like unlimited check writing.

Good Life Checking With Interest

This account type is for people that have over $2500 to regularly keep in the account and would like their checking account to earn interest.

Standard Checking

This account is perfect for most customer’s checking needs. It features unlimited check writing and options that cover your monthly account fee.

Senior Classic Checking

This account type is dedicated to people 62 years of age or older and provides a checking account that can help save on fees compared to other account types.

Student Checking

This account is designed for students 23 years of age or younger. It offers unlimited check writing, no minimum balance requirement, and an option to waive the monthly service charge with e-statements. A parent or guardian is required for students under 18.

Educator Checking Account

We designed Good Life Educator Checking to make banking simple, rewarding, and stress-free for our local educators. 

Stars & Stripes Checking

We’re proud to offer the Stars & Stripes Checking Account—a special account designed with exclusive benefits for our Veterans and Active Military customers.  Also ask about our Goodlife Stars and Stripes Checking.

Get started with your new account today!

Contact Us

Features & Fees

Each account type is slightly different and aimed at different customers. Our goal is to offer products and services that are suited for everyone in our community.

Check Writing

Our personal checking accounts support unlimited check writing. We do not restrict the number of transactions each month on personal accounts.

Online Banking

All of our checking accounts allow you to use our dedicated mobile app or website to fully manage your account.

  • Account Fees

  • Good Life Checking

    • Unlimited check writing
    • No minimum balance requirement
    • $5.50 monthly service charge
    • Minimum Opening Deposit $100
    • Includes BaZing Benefits
  • Good Life Checking with Interest

    • Unlimited check writing
    • Tiered interest bearing checking account
    • Variable interest rate credited monthly with average daily balance of $10,000.00
    • Lower interest rate credited monthly on average daily balance from $2500.00 – $9,999.99
    • $8.50 monthly service charge if minimum balance falls below $2500.00
    • Minimum Opening Deposit $100
    • Includes BaZing Benefits
  • Standard Checking

    • Unlimited check writing
    • $6 monthly service charge
    • Obtain Balance Credit of $3.00 by maintaining a minimum daily balance of $500.00 or more
    • Obtain E-Statement Credit of $3.00 by selecting electronic statements
    • Minimum Opening Deposit $100
    • Includes BaZing Basic Benefits (limited online discounts)
  • Senior Classic Checking

    • For our customers age 62 and older
    • Unlimited check writing
    • $5 monthly service charge if minimum balance falls below $300.00
    • Waive the monthly service charge by signing up for electronic statement delivery
    • Minimum Opening Deposit $100
    • Includes BaZing Basic Benefits (limited online discounts)
  • Student Checking

    • Unlimited check writing
    • No minimum balance requirement 
    • Monthly service charge $3.00 
    • Obtain E-Statement Credit of $3.00 by selecting electronic statements
    • Minimum opening deposit $25.00 
    • For students age 23 or younger – students under 18 years of age must have a parent or guardian as a co-owner
    • Once the student reaches 23 years of age, the account ceases to be a student checking account and will be converted to Standard Checking
  • Educator Checking Account

    • For Educator or School Employee (School system payroll direct deposit required) 
    • Tiered interest bearing checking account
    • Minimum opening balance of $100 
    • Lower interest rate credited monthly on average daily balance from $2,500.00 – $9,999.99
    • No monthly service charge 
    • Includes BaZing Benefits (online discounts) 
    • $500 lending voucher for closing costs on a mortgage loan using Peoples Bank or Mountain Trust Mortgage
    • 50 percentage points off any PBET loan rates 
  • Stars & Stripes Checking

    • Veterans or active military
      • Minimum opening balance of $100 
      • Must show Veterans ID or Active Military ID upon opening 
      • Variable interest rate depending on the applicable tier 
      • E-statements or $300 minimum daily balance required to avoid a $5 monthly service charge 
      • 500 lending voucher for closing costs on a mortgage loan using PBET or Mountain Trust Mortgage
      • 50 percentage points off any PBET loan rates
      • 50% discount on the first order of “Forever Free” checks 
      • Debit card designed especially for Veterans 
  • GoodLife Stars and Stripes Veterans Checking

    • Veterans or active military
      • Minimum opening balance of $100 
      • Must show Veterans ID or Active Military ID upon opening 
      • Variable interest rate depending on the applicable tier 
      • Minimum Opening Deposit $100
      • 5.50 Monthly Service Charge 
      • 750 lending voucher for closing costs on a mortgage loan using PBET or Mountain Trust Mortgage
      • 50 percentage points off any PBET loan rates 
      • 50% discount on first order of “Forever Free” checks 
      • Debit card designed especially for Veterans 
      • Includes BaZing Benefits

Frequently Asked Questions

If you have questions that aren’t answered below, please contact us or ask during the account opening process.

We offer several different personal checking account depending on your needs. For more information on each account, be sure to read the features & fees section.

Our customers can come in to a branch location at any time and discuss their account needs with a member of our staff.

During your account opening process, a member of our staff will help you decide which products and services are right for you. If you have questions, be sure to ask them so our staff can give you helpful advice.

Request More Information

If you’d like to open an account, you can request more information and we will contact you at our earliest convenience. Alternatively, you can stop by any of our branches to discuss your banking needs.

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