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Online Banking

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About Personal Savings

Earn interest on your cash with practically no risk. By keeping your money in a savings account, you can gradually watch it grow without tying it up in a long-term investment that could be difficult or expensive to get out of. Instead, savings accounts make it easy to withdraw money when you need it, making them a great option for your emergency fund.

If you’d like to open an account, you can request more information including a callback or visit a branch to get started.

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Types of Personal Savings Accounts

These personal savings accounts give customers peace of mind knowing their funds are generating interest and ready when they need them.

Regular Savings

This account type is perfect for people that want to set money aside and have it earn interest, but don’t plan on touching the account too often.

Christmas Club Savings

This account type is for people that would like to save money for holiday spending. The account grows interest, and we send the money to you just in time for the holidays.

Certificates of Deposit

This account type perfect for people that have cash they won’t need for a while that can be set aside to grow interest.

Get started with your new account today!

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Features & Fees

Each account type is slightly different and aimed at different customers. Our goal is to offer products and services that are suited for everyone in our community.

Grow Interest

Our personal savings accounts grow interest at a set rate, and our CDs grow at a slightly faster rate but your funds will have to remain untouched for the duration of your term.

Online Banking

Our personal savings accounts allow you to use our dedicated mobile app or website to fully manage your account.

  • Account Fees

  • Minimum Opening Deposit

    • $100 for Regular Savings
    • $5 for Christmas Club Savings
    • $500 for Certificates of Deposit
  • Regular Savings

    • No minimum balance required to earn interest
    • Quarterly statements
    • $5 quarterly service charge if minimum balance falls below $50.00
    • No service charge with minimum balance of $50.00
    • Service Charge is in addition to excess withdrawal fees
  • Christmas Club Savings

    • You set the amount and frequency of deposits
    • Interest paid on average daily balance and paid annually
    • Checks mailed in early November
  • Certificates of Deposit

    • Terms available from 90 days to 60 months
    • Penalties for early withdrawal may apply
  • Transaction Limits

    • Six withdrawals allowed per quarter ($2.00 Excessive Withdrawal Fee for each withdrawal in excess of 6 during the calendar quarter)

Frequently Asked Questions

If you have questions that aren’t answered below, please contact us or ask during the account opening process.

We offer several types savings accounts that meet our customer’s needs. For more information on each account, be sure to read the features & fees section.

Our savings accounts are aimed at helping our customers plan for the unexpected or to set aside money for an upcoming expense or holiday. If you’d like to discuss account types, a member of our staff would love to help.

During your account opening process, a member of our staff will help you decide which products and services are right for you. If you have questions, be sure to ask them so our staff can give you helpful advice.

Request More Information

If you’d like to open an account, you can request more information and we will contact you at our earliest convenience. Alternatively, you can stop by any of our branches to discuss your banking needs.

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