Privacy Policy

Children’s Online Privacy Protection Act

Q. How does Peoples Bank of East Tennessee protect the privacy of children online?

A. We do not knowingly collect names or any other personally identifiable information from children. We do not knowingly market to children. Our website is specifically intended for users at least 18 years of age or older. We will not knowingly collect personally identifiable information from children without having verifiable parental consent before collecting such information.

FACTS	WHAT DOES PEOPLES BANK OF EAST TENNESSEE DO WITH YOUR PERSONAL INFORMATION?
Why?	Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?	The types of personal information we collect and share depend on the product or service you have with us. This information can include: ◆ Social Security number ◆ Payment history ◆ Income ◆ Credit history ◆ Account balances ◆ Credit scores When you are no longer our customer, we continue to share your information as described in this notice.
How?	All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Peoples Bank of East Tennessee chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information		Does Peoples Bank of East Tennessee share?	Can you limit this sharing?
For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus		Yes	No
For our marketing purposes – to offer our products and services to you		No	We don’t share
For joint marketing with other financial companies		Yes	No
For our affiliates’ everyday business purposes – information about your transactions and experiences		No	We don’t share
For our affiliates’ everyday business purposes – information about your creditworthiness		No	We don’t share
For nonaffiliates to market to you		No	We don’t share
Questions?	Call 423-442-7262 or go to www.PBET.bank

What We Do
How does Peoples Bank of East Tennessee protect my personal information?	To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We also maintain other physical, electronic and procedural safeguards to protect this information and we limit access to information to those employees for whom access is appropriate.
How does Peoples Bank of East Tennessee collect my personal information?	We collect your personal information, for example, when you ◆ Open an account ◆ Use your credit or debit card ◆ Deposit money ◆ Give us your income information ◆ Apply for a loan We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can’t I limit all sharing?	Federal law gives you the right to limit only ◆ sharing for affiliates’ everyday business purposes – information about your creditworthiness ◆ affiliates from using your information to market to you ◆ sharing for nonaffiliates to market to you State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.

Definitions
Affiliates	Companies related by common ownership or control. They can be financial and non-financial companies. ◆ Peoples Bank of East Tennessee has no affiliates.
Nonaffiliates	Companies not related by common ownership or control. They can be financial and non-financial companies. ◆ Peoples Bank of East Tennessee does not share with nonaffiliates so they can market to you.
Joint Marketing	A formal agreement between nonaffiliated financial companies that together market financial products or services to you. ◆ Our joint marketing partners include Insurance companies

Other Important Information

For Alaska, Illinois, Maryland and North Dakota Customers. We will not share personal information with nonaffiliates either for them to market to you or for joint marketing – without your authorization.

For California Customers. We will not share personal information with nonaffiliates either for them to market to you or for joint marketing – without your authorization. We will also limit our sharing of personal information about you with our affiliates to comply with all California privacy laws that apply to us.

For Massachusetts, Mississippi and New Jersey Customers. We will not share personal information from deposit or share relationships with nonaffiliates either for them to market to you or for joint marketing – without your authorization.

Online Banking

Privacy Policy