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About Business Loans

We’re proud to support local business owners with the resources they need to grow. Whether it’s a new commercial space, equipment, or operating capital—we’re here to help you build your future right here at home.  Loan officers are available six days a week for your convenience.

Looking for a Business Loan? Stop by any of our 10 convenient branches or our Blue Ridge Loan Production Office (LPO) and let our experienced lenders help you find the right solution for your business.

Types of Business Loans

We’re proud to support local business owners with the resources they need to grow. Whether it’s a new commercial space, equipment, or operating capital—we’re here to help you build your future right here at home. 

Operating Lines of Credit

Keep your business moving with an Operating Line of Credit designed to meet both long-term and seasonal needs. Enjoy greater financial flexibility with funds available exactly when you need them. Apply once and access your credit line repeatedly, giving you the confidence to manage cash flow and seize new opportunities with ease. 

Commercial Real Estate

Secure the ideal space for your business with competitive rates on commercial property purchases, refinancing, or construction. Whether you’re investing in owner-occupied or income-generating properties, we offer flexible financing solutions tailored to your needs. With customized repayment terms, you can focus on growing your business while we provide the financial support to make it happen.

Commercial Construction

Build with confidence using our competitive financing for commercial and industrial construction projects. We also offer lot, land, and bridge loans to support every phase of your development. With interest-only payments during the construction phase, you can manage costs more effectively while bringing your vision to life. 

Equipment Loans

Finance essential equipment without cutting into your working capital or savings. Stay ahead of the competition with the latest tools and technology while avoiding costly downtime and outdated equipment. Our flexible loan options ensure you can keep operations running smoothly and efficiently as your business grows. 

Get started with your new account today!

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Features

Each account type is slightly different and aimed at different customers. Our goal is to offer products and services that are suited for everyone in our community.

Flexible Lending Terms

Our competitive business loan rates empower you to manage a variety of expenses, from working capital and inventory to debt consolidation and beyond. With customizable repayment terms designed to fit your unique business needs, we provide the financial support to help your business grow and thrive. 

Simple Repayment

We make paying off your loan easy by giving our customers access to vital loan information in their statements and online banking.

Frequently Asked Questions

If you have questions that aren’t answered below, please contact us or ask during the account opening process.

We offer loan products for several different situations and needs. Please speak to a member of our staff and they’ll help you decide which service is best for you.

Please speak to a member of our staff regarding amounts and qualifications.

Request More Information

If you’d like to open an account, you can request more information and we will contact you at our earliest convenience. Alternatively, you can stop by any of our branches to discuss your banking needs.

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